You might be getting a partial refund from your car insurance company. With so many people staying off the roads, insurance companies are sending some money back to customers. Some are also extending a grace period for cancellations, if you’re struggling to pay.

Thanks to Atlanta on the Cheap for compiling this list of the major insurers, and what each one is offering. In some cases insurers are offering a cash rebate and, in some cases, they’re offering a credit against future insurance bills.

In most cases you shouldn’t have to do anything to receive the refund. Keep an eye on your account and call your insurance company if you don’t see the credit that you expect.

The info below is from press statements and company websites.

Auto insurers offering refunds or credits

Note: We are still working on this list! If you don’t see your insurance company here, please check back. We started with the largest companies and are working our way to the smaller ones.

Amica

Customers will receive a 20% credit on their auto premiums for April and May. More information on the credit.

Allstate

Allstate customers may receive a 15% refund in cash or credits. You may see this rebate applied in April and/or May. Depending on how you paid your premium, you may see the refund deposited in your checking account or applied to your credit card or Allstate account.
More info on the Shelter-in-Place Payback

State Farm

Most customers will get a 25% credit for the period from March 20th to May 31st — but the amount refunded varies by state and we don’t have specific info for Georgia.
More info on the Good Neighbor Relief Program

Geico

Geico is planning to provide a 15% credit for the next 6-month policy term (not this current term). This means you may not see the savings for several months, but it will be sometime between now and October. For example, if your policy is $1,000 for 6 months, your credit will be $150 at your renewal. 
More info on the Geico Giveback

Progressive

Customers will get about a 20% credit for April and May premiums — which will be automatically applied to your account in May and June. Progressive is also offering leniency if you’re having trouble making payments right now.
More info on the Apron Relief Program

Liberty Mutual

Policy holders will receive a 15% refund on two months of your premium. You don’t have to do anything — the refund will be applied automatically to whatever payment method you used most recently (so it may go back to your checking account or credit card). The company also says it is pausing cancellations until at least May 22.
More info on the Personal Auto Customer Relief Refund

USAA

Members will receive a 20% credit on two months of premiums. You don’t have to do anything to get the refund, and it will be applied automatically.
View the press release

National General Insurance

National General is providing a 15% credit on April premiums for personal auto insurance policyholders. It will automatically be credited to the policy.
More info 

Nationwide

Customers will get a flat-rate premium refund of $50 for each auto policy. It will be applied within the next 30 days, to whichever payment method you used most recently. The company is also extending payment terms for customers having a financial hardship — call to discuss options.
More info on the Rapid Relief Refund

Penn National

Penn National is applying a 15% “Feel Secure” credit for two months of premiums on auto policies that are in force as of April 30th. Beginning in May, the credit will be applied to your next premium balance or refunded if your premium has been paid in full.
More info

Erie Insurance

Customers in 12 states and the District of Columbia will receive dividends that represent about 30% of your monthly auto insurance premium for a two-month period or 5 percent of your annual premium. You can calculate your dividend using this simple equation: Annual premium as of April 1, 2020 multiplied by .30 / divided by 6. You can find your annual premium on your most recent auto insurance declarations page. More information on the dividend.

Horace Mann

Horace Mann is crediting customers with 15% of two months of auto premiums. More information on the credit.

Travelers

Customers will receive a 15% credit on their April and may premiums. The company is also suspending cancellation and non-renewal of coverage due to nonpayment through May 15, 2020 (no interest, late fees, or penalties will be charged).
More info on the Stay-at-Home Credit

American Family Insurance

Customers will get a refund of $50 for each vehicle insured.
More info on Premium Relief Program

Farmers Insurance & 21st Century Insurance

The company is reducing car insurance premiums by 25% for April. It will be automatic and customers don’t need to take action.
More info on the rebate

The Hartford

This company offers insurance plans through AARP.  Most customers will receive a 15% refund on their April and May premiums.
More info on Personal Auto Payback Plan

MetLife

According to news reports, MetLife will give its customers a 15% credit for April and May premiums. We did not find this info stated on the company website.
See the company’s pandemic response here

Hanover Insurance Group

The company will refund 15% of April and May auto premiums.
More info on Hanover CARES Fund

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